Mortgage Blog

How Much of A Mortgage Can You Afford?

January 5, 2022 | Posted by: John Murphy

How Much of a Mortgage Can You Afford? Mortgage Application: How Much of A Mortgage Can You Afford? The mortgage application process involves a buyer's due diligence in calculating how much mortgage ...

Decisions Regarding Monetary Policy Implementation issued December 15, 2021

December 15, 2021 | Posted by: John Murphy

The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on December 15, 2021: • The Board of ...

Prequalification and Pre-Approval—What is the Difference? Home Buying in California

December 15, 2021 | Posted by: John Murphy

What is the Difference Between Pre-Qualification and Pre-Approval? Prequalification and Pre-Approval-What is the Difference? Prequalification is a basic review of the borrower's information to deter ...

What to do if You Are Denied a Mortgage

November 24, 2021 | Posted by: John Murphy

What to do if You Are Denied a Mortgage Main reasons Why your mortgage application is Denied and What to do If Mortgage lenders reject Yours Mortgage lenders often reject loan application requests f ...

How to Know if it's Time to Refinance

November 3, 2021 | Posted by: John Murphy

How to Know if it's Time to Refinance According to mortgage advisors, mortgage refinancing is one of the ways to make and save money from your home loan. When done right mortgage refinancing benefits ...

Five Great Benefits of Owning an Investment Property

October 20, 2021 | Posted by: John Murphy

Five Great Benefits of an Investment Property Maybe you have considered investing in real estate but aren't sure if it's the right move for you. There are several benefits to an investment property, ...

What Is Home Equity and How Can I Build It?

October 6, 2021 | Posted by: John Murphy

Home equity is an essential asset for creating wealth and income. Learn how home equity is calculated, why it's important, and five steps you can take to build it. As you make monthly mortgage paymen ...

Decisions Regarding Monetary Policy Implementation issued September 23, 2021

September 23, 2021 | Posted by: John Murphy

The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on September 22, 2021: • The Board of ...

How to Handle a Low-Ball Offer in Real Estate | Home Selling Advice

September 15, 2021 | Posted by: John Murphy

How to Handle a Low-Ball Offer in Real Estate - Home Selling Advice How to negotiate and handle low-ball offers on your real estate property in a buyer's market without compromising the value or wort ...

What are credit scores and how are they important?

September 1, 2021 | Posted by: John Murphy

A credit score is a number that shows how likely you are to pay or default on credit. It ranges from 300 to 850; the higher the number, the more creditworthy lenders deem you. Your credit history dete ...

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