Mortgage Blog

March 2026 Fed Meeting, Mortgage Rate Lock Guide

February 24, 2026 | Posted by: John Murphy

If you are planning to buy a home this spring, or you are thinking about refinancing, the calendar matters. The Federal Reserve's next scheduled meeting is March 17 to 18, 2026, and rate expectations ...

2026 Conforming Loan Limits, What It Means for You

February 10, 2026 | Posted by: John Murphy

2026 Conforming Loan Limits Are Higher, Here Is What That Means for Your Buying Power and Monthly Payment If you have been shopping for a home in the last couple of years, you have probably heard ...

Jan 28-2026 - Federal Reserve issues FOMC statement

January 29, 2026 | Posted by: John Murphy

Available indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, and the unemplo ...

The NAR Settlement Changes Everything: What Realtors and Loan Officers Must Explain to Buyers in 2026

January 25, 2026 | Posted by: John Murphy

The NAR Settlement Changes Everything: What Realtors and Loan Officers Must Explain to Buyers in 2026 If you are buying a home in 2026, the real estate process you heard about from friends a few ye ...

Jobs Report vs CPI, Which One Moves Mortgage Rates More for Homeowners?

January 13, 2026 | Posted by: John Murphy

If you follow mortgage rate headlines, you have probably noticed something confusing. Some days rates move after an inflation report. Other days they shift after a jobs report, even when the Federal R ...

Why Homes Are Still Expensive Even as Inflation Eases

December 23, 2025 | Posted by: John Murphy

Many U.S. homeowners and buyers expected housing costs to come down once inflation started to cool. Instead, home prices and monthly payments remain stubbornly high across much of the country. This di ...

Over 4 M U.S. Homeowners Could Refinance as Rates Stabilize

November 21, 2025 | Posted by: John Murphy

Did You Know ? Did you know that more than four million U.S. homeowners are now poised to benefit from refinancing their mortgages because interest rates have started to stabilise and some borrowers l ...

Why rising inventory and slowing U.S. home-price growth matter for lock-in strategy

November 10, 2025 | Posted by: John Murphy

Across the United States, the housing market is showing its first real signs of balance in years. With more homes hitting the market and price growth cooling, many buyers and homeowners are wondering ...

October 29, 2025 - Federal Reserve issues FOMC statement

October 29, 2025 | Posted by: John Murphy

Available indicators suggest that economic activity has been expanding at a ...

Why Now Is a Smart Time to Re-Evaluate Your Mortgage Strategy (Even if You’re Not Ready to Move)

October 20, 2025 | Posted by: John Murphy

For many American homeowners, the mortgage conversation tends to fade into the background once the loan is closed. But in 2025, that old "set it and forget it" mindset could be costing you thousands. ...

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